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Free Mortgage Guide for Homebuyers

Mortgage Guide

Everything you need to confidently navigate your loan options, avoid costly mistakes, and get prepped for closing—whether you're buying your first home or refinancing.

Here’s What You’ll Learn:

  • The 5 most common loan types and who qualifies

  • Tips to boost your approval and lower your rate

  • What lenders actually look for behind the scenes

  • How to avoid delays, surprises, or bad advice

Credit Score Checklist for Homebuyers

Credit Score Checklist

Get the exact steps to improve your credit before applying for a mortgage. Learn what lenders really look for and how to boost your score fast—without guessing.

What You’ll Get:

  • Key credit factors that impact your mortgage

  • How to spot and fix issues hurting your score

  • Tips to raise your score without racking up debt

  • What credit score range qualifies for each loan

What Rising Interest Rates Mean

Credit Score Checklist

Interest rates are changing—but that doesn’t mean you have to lose buying power. This guide breaks down what’s happening, how it affects you, and the smartest ways to stay ahead.

Inside This Guide:

  • How rising rates impacts you

  • Strategies to protect your buying power

  • What type of loan is best in today’s market

  • Why waiting could cost more than you think

Mortgage Pre-Approval Checklist

Pre-Approval Checklist

Know exactly what documents and details you'll need to get pre-approved—so there are no surprises, no delays, and no missed opportunities when you find the perfect home.

What's Inside:

  • Full list of required documents for pre-approval

  • Tips to speed up the approval process

  • What lenders look for (and what they don’t)

  • Common mistakes to avoid when submitting info

Getting Approved for an FHA Loan

FHA Loan Guide

Learn exactly how to qualify for one of the most flexible loan programs available. This step-by-step guide walks you through what to expect and how to prepare—no guesswork, no stress.

You'll Learn:

  • Credit & income requirements for FHA loans

  • What paperwork you’ll need to gather

  • Common reasons applicants get denied

  • How to improve your chances

I'm here to guide you through the mortgage process with honesty, clarity, and personalized support. Whether you're just starting out or ready to take the next step, don’t hesitate to call, text, or email—I'm always happy to help.

quick info

Sherman Whitney
NMLS ID: 1988868

916-218-5010

Licensed by Sucess Mortgage Partners

Success Mortgage Partners

1200 S. Sheldon Road

Plymouth, MI 48170

NMLS # 130562

© Copyright Sherman Whitney | 2025. All rights reserved.

Sherman Whitney is a licensed Mortgage Loan Originator (NMLS #1988868) with Success Mortgage Partners (NMLS #130562). All loans subject to credit approval.
Equal Housing Lender.

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